Employees Need Education About Social Security’s Part in Retirement Income
Seventy percent of employees surveyed by the Nationwide Retirement Institute think they are eligible for full Social Security benefits before...
Tag: Retirement Income
Employees Split Over Controlling Their Assets in Retirement
Nearly three-quarters of workers say income stability is more important than maintaining wealth in retirement, but approximately one-third each chose...
A New Way of Thinking About Retirement ‘Plans’
Mike Sasso, with Portfolio Evaluations, and a professor at Boston University, explained a new way of thinking to get plan...
Behavioral Insights About Retirement Income Decisions
A professor at the UCLA Anderson School of Management discussed biases that must be considered when helping people make retirement...
Benefits |
Social Security Depletion Date Unchanged
The OASI Trust Fund is projected to become depleted in 2034, the same as last year’s estimate, according to this...
Council Makes Recommendations for Including Lifetime Income Options in QDIAs
The ERISA Advisory Council’s recommendations to the Department of Labor (DOL) include publishing guidance confirming that a named plan fiduciary...
Annuities Are for Savers and Spenders
In his experience leading Principal’s retirement income solutions business, Sri Reddy says, the No. 1 thing people get wrong about...
Current Legislation Missing the Mark on Annuity Safe Harbor
Speakers at a Brookings Institution event agreed that a financial strength criterion asking how sound is an annuity carrier should...
‘Modern Tontine Theorists’ Have Ideas for Retirement Savings Decumulation
Tontines are a type of historical annuity structure that was first put into well-documented practice as far back as the...
Retirement Plan Sponsors’ Interest in Retirement Income Is on the Rise
401(k) consultants and advisers offer insight on the sentiments they are seeing from plan sponsors and make suggestions.
Lincoln Offers Suggestions for Boosting Employee Retirement Confidence
Lincoln's inaugural Consumer Retirement Index found only 25% of Americans are very confident about retirement, but there are steps that...
Planning for a 40-Year Retirement Is Possible
A survey from AIG Life & Retirement found many people want to live to 100, but are concerned about their...
Baby Boomers, Insufficiently Prepared for Retirement, Need Access to Advisers
The Insured Retirement Institute also found that financial advisers and individuals are not considering the effects of health care costs...
Senators Question a Policy Reversal to Allow Lump-Sum Payouts to Retirees
Murray and Wyden’s letter to the IRS and Treasury asks why employers will be permitted to offload pension liabilities and...
Employees Want Congress and Employers to Help Them With Retirement Readiness
Seventy-seven percent of Americans think Congress should do more to expand access to retirement plans, while 83% favor making it...
Increasing Health Care Costs Have Implications for Retirement Savings
If one adds annual spending figures, in today’s dollars, if you’re “average,” one can expect costs to be $414,000 over...
Products |
TIAA Enhances Customers’ View of Retirement Income
According to Lori Dickerson Fouché, with TIAA, “The enhanced Retirement Profile tool shows TIAA annuity customers how the combination of...
Opinions |
Why Plan Sponsors Should Consider Adding an ‘In-Retirement’ Tier in 2019
Toni Brown, with Capital Group, discusses how retirement plan sponsors can help participants in retirement stay properly invested while decumulating...
IRI Advocates for Provisions of RESA in Federal Retirement Security Blueprint
In addition, in a new 2019 State Retirement Security Blueprint, the Insured Retirement Institute (IRI) says the creation of state-run...
Opinions |
Barry’s Pickings: Adequacy
Ask several retirement plan professionals, “How much income in retirement is enough?” and one may get several answers. Michael Barry,...