EBRI Reassesses Whether DC or DB Plans Are Better for Participants
A new EBRI research report compares the outcomes of participants in automatic enrollment 401(k) plans versus defined benefit (DB) plans;...
Tag: Retirement Readiness
Investing for the Future Improves Sense of Financial Well-Being
BlackRock says easy-to-use investment solutions could help alleviate both financial and emotional barriers to saving and investing for the long...
Most Retirees Report Being Financially Sound
A survey found retirees have better financial habits than those who are employed.
Female Gen Xers Face Greater Retirement Savings Shortfall Than Males
Defined contribution (DC) retirement plan eligibility and auto portability can have a large impact on reducing retirement savings shortfalls, the...
Generation X Not As Confident About Retirement Readiness As Baby Boomers
Both groups have saved or are on track to save $700,000 or less; however, Boomers think that is adequate savings,...
Employers Developing Strategies to Manage Employee Retirement Timing
Employers have a dual concern about losing skilled workers and increasing benefit costs from employees who retire too late.
Partial and Deferred Annuitization Makes Sense for Many
A new EBRI analysis shows purchases of a deferred income annuity at age 65 (deferring 20 years with no death...
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Voluntary Benefits Have a Vital Role in Protecting Employees’ Retirement Savings
These employee-paid benefits provide essential protection in the event of a critical illness, disability, accident or other event, such as...
Single Pre-Retirees Want More Access to Financial Advice and Education
A new cut of survey data from the LIMRA Secure Retirement Institute (SRI) shows four in ten single retirees believe...
Most Retirees Say Employers Did Nothing to Help With Retirement Transition
Both retirement plan sponsors and employees can learn lessons from the experiences recounted by retirees surveyed by the Transamerica Center...
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Gallagher Creates Financial Wellness Consulting Practice
The Financial & Retirement Services practice is designed to alleviate the weight of student loan debt; planning for on-time retirement;...
Study Shows Why Targeted Financial Education Is Needed
Among Asians, Blacks, caregivers, Latinos, LGBTQ Americans and women, Prudential Financial found some groups are better prepared for retirement, and...
Employers Struggling to Understand Retirement Patterns of Employees
Most organizations appear to underestimate the financial challenges facing older workers, and thus the likely timing of retirements, Willis Towers...
Minority of 401(k) Plan Sponsors Measure Retirement Readiness as Benchmark of Plan Success
The Plan Sponsor Council of America’s 61st Annual Survey of Profit Sharing and 401(k) Plans finds the most used benchmarks...
Many Retirees Outspend Planned Budget
However, a survey finds retirees with a guaranteed income stream from a pension or annuity are able to spend more.
Reported Lack of Knowledge Indicates Need for More Financial Wellness Programs
Of the 1,544 employees surveyed by Corporate Insight, a mere 221 (or 14%) indicated that their employer offers programs or...
Part-Time Plan Eligibility Would Benefit Latino Workers
In addition, state-backed retirement savings plans can assist with providing quality savings opportunities to working Latinos who are not covered...
Encouraging Workers to Save While Paying Off Debt
Workers facing debt payments must also prioritize long-term savings, as difficult as this may seem.
Despite Improved Economy, Americans Still Feel Unprepared for Retirement
Sixty-two percent of Americans polled are confident they will be able to maintain their savings as they transition into retirement,...
Analysis Shows Impact of Financial Wellness Programs on Retirement Readiness
When workers are continuously engaged in a financial wellness program, they increase their retirement contribution rates by 38%, and the...