(b)lines Ask the Experts – Can Governmental 403(b)s Elect to Be ERISA Plans?
A governmental 403(b) plan sponsor attending the non-ERISA 403(b) Update panel at the 2016 PLANSPONSOR National Conference asked a question.
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(b)lines Ask the Experts – Is A Financial Audit a Good Idea for a Non-ERISA Plan?
"We are a governmental 403(b) plan sponsor.
(b)lines Ask the Experts – When Is a Loan Considered to Be in Default?
“I noticed that you have written a number of Ask the Experts columns regarding loan defaults, but none of those Q&As appear to answer a basic question that...
(b)lines Ask the Experts – Delaying RMDs When Switching to Controlled Employer
“I work with the retirement plan of a private university that sponsors an Employee Retirement Income Security Act (ERISA) 403(b) plan.
(b)lines Ask the Experts – Must Participant Loans Be Paid Upon Termination?
“Our recordkeeper insists that the final loan regulations require repayment of the loan upon termination of employment, but I have argued with them that this is not the...
(b)lines Ask the Experts – Can Plan Sponsors Reduce Fiduciary Liability?
“I am a fiduciary for our ERISA retirement plan. Can I reduce my fiduciary liability or even eliminate it entirely?”
(b)lines Ask the Experts – What to Do with Proxy Statements
“We just received a proxy statement, along with a request for voting, for one of the investments held in our company’s ERISA 403(b) plan. What should we do...
(b)lines Ask the Experts – Can Tips for Reviewing SPDs Be Used for Other Plans?
“I recently read your Ask the Experts Column ‘Tips for Reviewing SPDs.’
(b)lines Ask the Experts – Can Church Plan Employees Contribute More?
“Are there still rules that allow church employees to contribute more than they might normally be able to do under the existing contribution limits?”
(b)lines Ask the Experts – Tips for Reviewing SPDs
“We just received a draft summary plan description (SPD) for our retirement plan for review.
(b)lines Ask the Experts – Can States Sponsor 403(b)s and 401(k)s?
“I realize that a state may sponsor a 457(b) plan, and such plans appear to be quite common.
(b)lines Ask the Experts – Tips for Correctly Calculating 15-Year Catch-Up
“We have a ton of individuals utilizing the 15-year catch-up election in our 403(b) plan, and for that and...
(b)lines Ask the Experts – How Does the DOL Fiduciary Rule Impact 403(b)s?
“I have received dozens of emails in my Inbox regarding the Department of Labor’s (DOL’s) final fiduciary rule.
(b)lines Ask the Experts – LLC Subsidiary Participation in 403(b)
“May the employees of the wholly owned LLC subsidiary of a 501(c)(3) corporation participate in the 501(c)(3) corporation’s 403(b) plan?”
(b)lines Ask the Experts – Why Sponsor So Many Retirement Plans?
“I just started to work for a mid-sized health care organization, and it turns out that they have 10 different plans with 10 different plan documents!
(b)lines Ask the Experts – After-Tax Rollover Strategy
“I have read a number of articles lately promoting the benefits of making after-tax contributions to a retirement plan and rolling such contributions over to a Roth IRA...
(b)lines Ask the Experts – What Is a Prohibited Transaction?
“I work in the benefits office of a large museum. Our recordkeeper mentions on a fairly frequent basis that they are attempting to avoid ‘prohibited transactions.’ What is...
(b)lines Ask the Experts – Correction for Excluding Union Employees
“My new employer was under the erroneous impression that the right to make elective deferrals to a 403(b) was a benefit that could be collectively bargained,and has been...
(b)lines Ask the Experts – What Is a Settlor Expense?
“We recently submitted an expense to our recordkeeper for reimbursement from plan assets for the retirement plan that we sponsor.
(b)lines Ask the Experts – Forcing First-Time RMDs
“Can I force required minimum distributions for nonresponsive participants by the required beginning date for such distributions?