Voices

“I have been reading a lot about missing retirement plan participants lately. If our plan has any, should I be concerned about locating them? If so, what steps...

In March, the Retirement Enhancement and Savings Act of 2018 (RESA) was introduced in the U.S. Senate. If passed, the bill would reintroduce the pooled employer plan (PEP)—also...

Mom’s are good at offering words of wisdom, advice or comfort—from the clichéd ones all moms use to more personal ones that come from experience.

“A church has an existing 403(b) plan with one insurance company providing the investment options.

Michael Barry, president of the Plan Advisory Services Group, delves into fee litigation assumptions—and what is wrong with them.

“I administer an Employee Retirement Income Security Act (ERISA) 403(b) retirement plan, and our plan provides for early retirement distributions in the event of disability. I was just...

Sometimes I take stay-cations, staying at home to get things done, while other times, I take vacation to visit with family or to actually go to a place...

“We currently sponsor an Employee Retirement Income Security Act (ERISA) 403(b) plan where all contributions are 100% vested. However we are contemplating amending the plan to install a...

More than a decade ago, when my youngest son went to the prom at his high school, I realized how much more expensive it was to attend the...

“It is my understanding that retirement plans under the Employee Retirement Income Security Act (ERISA) are required to keep documents necessary to determine benefits as long as needed...

Many plan providers or other entities can provide peer benchmarking reports—so plan sponsors can compare their plans to those of similar type, size or in the same industry.

Retirement plan sponsors that take cybersecurity seriously are less likely to see their participants’ assets and personal information affected by a successful cyberattack.

“Our university recently instituted a ‘phased retirement’ program for faculty where they can gradually transition into retirement by working a reduced schedule while still retaining university benefits. After...

We covered a survey which found emotional reactions are common in the workplace.

Passive TDFs are not always the safer fiduciary choice and not always the better choice for DC plan investors.

“Recently the recordkeeper who is taking over administration of our Employee Retirement Income Security Act (ERISA) 403(b) plan from a prior recordkeeper asked for the identity of the...

Michael Barry, president of the Plan Advisory Services Group, opines about the most important role of the employer in the employer-sponsored 401(k) plan system.

The winner of the 2018 NCAA basketball tournament will be revealed today.

“I read your Ask the Experts last year on the maximum permissible vesting schedules for a defined contribution retirement plan. But what if I don’t use the maximum...

A distress termination may be a viable option for financially challenged employers that need pension funding relief but want to avoid bankruptcy.