Voices

We covered a report that gave employers tips for addressing summer workplace issues such as dress code, hygiene and paid time off, among other things.

How employers can take the driver’s seat in preparing workers for the retirement savings road trip.

“Our 403(b) non-electing church plan offers safe-harbor hardship distributions. The plan also offers in-plan distributions of rollover contribution balances and after-tax contributions.

Offering defined contribution (DC) retirement plan participants the chance to take a loan from their accounts encourages participants to join the plan because they feel they have access...

“I am aware from a prior Ask the Experts column that the Bipartisan Budget Act of 2018 made some changes to the hardship distribution rules?

The 5th Circuit officially vacates the fiduciary rule.

Michael Barry, president of October Three (O3) Plan Advisory Services LLC, discusses support for—and some opposition against—providing lifetime income disclosures to DC plan participants.

“Is a custodial account 403(b) plan under IRC 403(b)(7) an “eligible retirement plan” for purposes of the direct rollover rules? Would it matter if the custodial 403(b) were...

Obviously, I type a lot, given my job. And, I’ve noticed that some letters are either entirely or partially rubbed off—leading me to think these are the letters...

“I work for a 403(b) plan sponsor, and have recently encountered a situation when a few individuals have front-loaded their elective deferrals to the 403(b) plan, so that...

My eldest son works four 10-hour days rather than five 8-hour days per week.

Thomas White, partner at Rimon Law, discusses how plan sponsors should consider ESG investments following the DOL’s latest guidance.

“I used to work for a private tax-exempt organization, but I recently took a job with a public university. In the 457(b) plan that it sponsors, all employees...

“I have heard that a Roth 403(b) can actually help participants maximize their after-tax retirement benefit. If this is true, can the Experts assist me with the math...

Summer is almost officially here.

“Are 415(m) plans subject to the 10% premature distribution penalty for early distributions from a retirement plan?”

Michael Barry, president of October Three (O3) Plan Advisory Services LLC, discusses how the Securities and Exchange Commission’s (SEC)’s broker/investment adviser standard-of-conduct proposal would be necessary to the...

We recently covered a survey which found 15% of workers say they have argued with a coworker about office temperature.

Managing risk factors for the interface between a plan sponsor’s payroll system and retirement plan recordkeeping system can avoid some very costly errors.

Data shows the majority of retirement plan sponsors have implemented what many call “best practices” for their retirement programs, but there are still some underutilized features that could...