Voices

“I understand that under the new proposed hardship regulations a participant will no longer be required to take all available loans from the retirement plans that we sponsor.

Recently, the U.S. District Court for the Southern District of Indiana has ordered the fiduciaries of health benefit plan to pay restitution of $145,635 to 596 employees who...

Michael Barry, president of October Three (O3) Plan Advisory Services LLC, discusses the multiemployer pension plan crisis, who may be to blame, and his views on writing off...

If benefit plan participants are dissatisfied, the sponsor often has a good—and overlooked—option, experts say.

“Certain distributions from our retirement program may only be made in the event of ‘severance from employment.’

Nearly two-thirds of professionals said they plan to shop online from work this holiday season, according to a survey by staffing firm Robert Half Technology.

“Don't know if the Experts remember me, but I was the one who posed the question back in March about whether the new hardship distribution rules would allow...

“I work with a plan sponsor at a private high school.

My son works for a company that gives employees turkeys for Thanksgiving—something that used to be more common, but now is less so.

“Our plan is a 403(b) plan that has elective deferrals AND a mandatory employee contribution that is a condition of employment and thus is excluded from the 402(g)...

“What are the combined limits for someone whose employer has both a nonprofit and affiliated for-profit organization, where the individual works for both and participates in retirement plans...

In a SURVEY SAYS marking the 40th anniversary of the Employee Retirement Income Security Act (ERISA), the change to ERISA during the past 40 years that received the...

Michael Barry, president of October Three (O3) Plan Advisory Services LLC, points out that, while the candidates for the midterm elections are not spouting their views on retirement...

“One of our employees, who consistently defers the maximum to both our 403(b) retirement plan and 457(b) deferred compensation plans, wants to contribute additional funds to the plan...

Arguably, this is one of the most politically divided times in America.

“We are a church 403(b) plan sponsor, whose headquarters is in a state that requires consent of the employee prior to making any deductions from salary. Could we...

David Davala, with Findley, discusses considerations for defined benefit (DB) plan sponsors before deciding whether to transfer some of their pension risk to an annuity provider.

Halloween parties are not my favorite, but I usually get invited to one.

“What are Section 414(h) ‘pick-up’ contributions?”

There is a modern, professionally managed and outsourced alternative that, while not completely relieving plan sponsors of their fiduciary responsibilities in the eyes of regulators, removes pressure on...