Voices

Opinions | May 4th, 2011

Where’s the Alpha?

May 4, 2011 (PLANSPONSOR.com) - In funding public sector defined benefit plans, the average assumed rate of return on assets held in trust to pay benefits is 8%. ...

Opinions | May 3rd, 2011

The 401(k) Myth

May 3, 2011 (PLANSPONSOR.com) - Among the calls for “reform” in pension benefits for governmental employees it is fairly common to hear policy makers say, “We cannot ask...

Opinions | May 3rd, 2011

How Do You Calculate the Small Business Tax Credit Under PPACA?

May 3, 2011 (PLANSPONSOR.com) - PPACA added a new small business tax credit for employee health insurance expenses paid by certain small employers, effective beginning in 2010.

Ask the Experts | May 3rd, 2011

(b)lines Ask the Experts – Tax on Distributions to a Beneficiary

May 3, 2011 (PLANSPONSOR (b)lines) – “An employee participating in a 403(b) plan died and now his widow, who is 58, has been told she must pay a...

Opinions | May 2nd, 2011

Public Employee Retirement Plans and the Myth of the Risk-Free Rate

May 2, 2011 (PLANSPONSOR.com) - For a few years now, with increasing intensity over the past couple of years, there have been calls for public employee retirement systems...

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Opinions | April 29th, 2011

Misconceptions about 403(b) Plan Compliance

April 29, 2011 (PLANSPONSOR (b)lines) - In the aftermath of the IRS 403(b) regulations and Department of Labor guidance, 403(b) plans look more similar to their 401(k) counterparts.

Opinions | April 29th, 2011

Surviving the IRS’ Higher Ed 403(b) Compliance Check

April 29, 2011 (PLANSPONSOR (b)lines) - In 2006, the IRS launched its first 403(b) Compliance Check initiative, focusing on whether public K-12 school districts were extending participation to...

Opinions | April 29th, 2011

Our Coworkers, Our Friends

April 29, 2011 - Many of us spend more time with our coworkers than with our family and other friends, and since we do have lives outside of...

Reader Responses | April 28th, 2011

SURVEY SAYS: Should the Supreme Court Have Accelerated its Review of the PPACA?

April 28, 2011 (PLANSPONSOR.com) - This week the U.S. Supreme Court refused to bypass the lower courts and take up a challenge to the constitutionality of the national...

Reader Responses | April 28th, 2011

SURVEY SAYS: Will You Be Watching the Royal Nuptials?

April 28, 2011 (PLANSPONSOR.com) - Tomorrow, of course, “the Royal Wedding” will take place, as Prince William and Catherine Middleton tie the knot.

Opinions | April 26th, 2011

What About Dental and Vision Benefits Under PPACA?

April 26, 2011 (PLANSPONSOR.com) - There still seems to be confusion about the applicability of the new PPACA amendments to dental and vision plans and when these plans...

Ask the Experts | April 26th, 2011

(b)lines Ask the Experts – Ensuring Compliant Transactions in Multi-Vendor Plans

April 26, 2011 (PLANSPONSOR (b)lines) – “I am a 403(b) plan sponsor with multiple vendors, and I have heard from law firms, consulting firms, providers and others that...

Opinions | April 22nd, 2011

Hindsight is Always 20/20

April 22, 2011 (PLANSPONSOR (b)lines) - In 1989 I didn’t know anything about retirement plans. I was hired that fall, straight out of graduate school, as a part-time...

Opinions | April 21st, 2011

IMHO: Expert Opinions

April 21, 2011 (PLANSPONSOR.com) - I learned a long time ago that when it comes to things like automobile maintenance, home repair, or gardening, I’m better off...

Reader Responses | April 21st, 2011

SURVEY SAYS: What is the Rising Price of Gas Driving You to Do?

April 21, 2011 (PLANSPONSOR.com) - Let’s face it – no matter how much people try to rationalize it, gas prices appear to have – once again - lost...

Reader Responses | April 21st, 2011

SURVEY SAYS: What Canceled TV Show Would You Like to See Make a Comeback?

April 21, 2011 (PLANSPONSOR.com) – For the junk that clutters up the great “wasteland” of television, there have been some really great shows.

Opinions | April 19th, 2011

When Do PPACA Claims & Appeals Rules Apply?

April 19, 2011 (PLANSPONSOR.com) - The effective dates for the new claims and appeals requirements under PPACA have changed more than once (even since we've written about this...

Ask the Experts | April 19th, 2011

(b)lines Ask the Experts – Restrictions on Hardship Withdrawals

April 19, 2011 (PLANSPONSOR (b)lines) – “We are establishing a new 403(b) plan with a mutual fund provider and wanted to be able to permit hardship distributions on...

Opinions | April 15th, 2011

The Brave New World of the 403(b) Oversight Committee

April 15, 2011 (PLANSPONSOR.com) - Three years ago, many people predicted that the 403(b) industry would change overnight as a result of new regulations that had passed.

Reader Responses | April 14th, 2011

SURVEY SAYS: How Did You Figure Your Federal Tax Withholding?

April 14, 2011 (PLANSPONSOR.com) - Individuals approach the matter of figuring out how much federal income tax to have withheld from pay in a variety...

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