Research conducted by the BlackRock Retirement Institute and the Employee Benefit Research Institute (EBRI) found that, after nearly two decades of being retired, the average retiree still has...
While the move to high-deductible health plans (HDHPs) is meant to reduce employer health benefit costs, it also has the goal of helping employees reduce their own health...
We ring in this new year with a cover story, “A QDIA in Transition” that’s noteworthy for many reasons. First, it indicates that innovation in retirement plan design...
The responsibilities facing employers that sponsor qualified employee retirement plans, including 401(k)s, defined benefit (DB) plans, employee stock ownership plans (ESOPs) and 403(b) plans, are numerous and not...
After several years of American workers beginning to feel more financially secure following the Great Recession of 2008, just 35% this year said they are satisfied with their...
Morningstar policy experts propose two complementary solutions for improving the number and quality of small-company plans. First is to open multiple employer plans (MEPs) in which small firms...
Sacrificial Spending Decisions... ... Millennials are willing to make, to have more money in the long run: Source: Merrill Edge Report 403(b) Plan Usage Drops The number of...