Data and Research

“There are many ways for an adviser to add value,” says Aaron Friedman with The Principal.

The seventh annual benchmarking survey of 403(b) plans from the PSCA found a significant increase in the number of plans offering an employer contribution.

A majority of middle-income Boomers say there are inadequate job opportunities for retirees.

Both Boomers and Gen X use credit cards liberally, but Gen X is carrying substantially higher balances.

A paper explores whether higher limits on 401(k) plan contributions encourage people to save more.

HSAs can help investors cover their health care expenses in retirement.

Retirement-age individuals who are searching for work face many obstacles.

Logic would dictate that retirees would shift their retirement savings to annuity products, but this has yet to happen, a research paper says.

Workers are still mainly unaware of the long-term tax-free growth health savings accounts (HSAs) can generate. 

 

More than half do not think their performance figures are completely accurate.

According to Chatham Partners, plan providers may be at risk of losing their clients.

While 81% of respondents to a survey feel optimistic about their financial futures, only one in five feel “very prepared” for retirement.

Fewer than 10,000 of Vanguard’s 3.6 million participants use the brokerage option.

Financial constraints are also causing many to delay a wide number of major life events.

The funds need broader asset allocation and open architecture, according to the investment firm.

More younger savers have increased their retirement contribution in the past year.

Only 7% of plan sponsors answering a J.P. Morgan survey have previously conducted a re-enrollment. 

Just how much they would help depends on several factors, EBRI finds.

Retirement plan participants seldom engage in too-frequent or inappropriately coordinated trading.

Hispanic workers polled by MassMutual revealed a concerning lack of knowledge about Social Security.