Data and Research

Despite rising health care costs, employers expect to cover 82% of the cost of employee coverage in 2022, up from 80% the year before, research shows.   

Workers’ short-term financial worries about student loan debt and job security can derail retirement planning.   

A Fidelity survey finds that employers recognize advisers have a role in attracting and retaining employees.  

Insurance costs were muted during 2020, the first year of the COVID-19 pandemic, but they will return to rise at ‘more typical levels,’ research shows.

Research shows that for low- and moderate-income workers, access to emergency savings accounts is likely to bolster retirement contributions and provide greater financial security. 

Allianz Life data show that the negative economic outlook is spilling into retirement worries for participants. 

For retirement plan participants with adult children who have returned home—so-called boomerang kids—Roth options can help.  

More than half of the respondents in an Empower survey plan to put more money into retirement savings as inflation and recession fears strike workers.

In 2022’s second quarter, average retirement plan balances dropped less than the S&P, which was down 16.1% for the period.

Although attention to workplace benefits has increased among employers, a new Transamerica Institute survey reveals a chasm between the benefits they value and those that workers prize.

For employers seeking to limit health care costs, raising plan deductibles could be the path of least resistance, according to an EBRI issue brief.

The total funding shortfall for more than 1,200 plans balloons by $85 billion in six months.

Higher stock prices were partially offset by a drop in discount rates.

Vanguard projects lower 10-year equity market returns that will affect participants’ retirement savings, and recommends a participant default rate to reach sufficient retirement income replacement rates.   

Millennials lead Generation X and Baby Boomers in believing that they won’t receive any benefits from Social Security upon retirement. 

Online savings tools are gaining popularity with retirement plan participants as journey-based website designs and AI-enabled chatbots gain wider acceptance.

Many adults report their overall confidence to meet their financial goals is down as inflation remains high and the cost of goods continues to rise.

Concern about underperformance of plan investment options hits 57% in 2022, up by 6 percentage points since 2021, according to a report.

A Prudential Financial survey shows that 79% of workers are concerned that rising inflation will spill over to their finances.

The investment return rate has dropped to its lowest level in over 40 years, says NASRA.