Data and Research

Inputs and assumptions were disconcerting, and action steps suggested, or lack thereof, were alarming, Corporate Insight says.

One-sixth of small business plans served by Vanguard have adopted automatic enrollment, and most chose to reenroll participants in a QDIA at conversion onto the Vanguard small business...

Fifty-one percent of Americans surveyed identified “having enough money to last my whole life” as a very big problem when they thought about living to age 100.

Research shows financial wellness and retirement education can be beneficial even for employees who are already ostensibly knowledgeable about finances.

Seventy-five percent of employers surveyed think employees with student loans contribute less to their 401(k)s.

The Social Security Administration reminds the public that Congress still needs to take action to keep these benefits afloat.

Forty-five percent of participants believe their DC plans will not help them meet their retirement goals, according to a Prudential Retirement survey.

Aon Hewitt projects that women will need 11.5 times their final pay to be able to live a dignified retirement, compared to 10.6 times final pay for men.

According to ICI research, the vast majority of those who started the year with a DC plan account continued contributing to their plans throughout the year.

Many retirees wish they had delayed taking Social Security benefits in order to receive more income.

Many parents put the interests of their children far ahead of their own retirement savings needs.

Boomers aren't doing that much better.

Still, only 41% of large companies use automatic enrollment.

Nearly every state reduced benefits, increased employee contributions, or both.

Cerulli suggests that 401(k)s can learn from 403(b)s about retirement plan decumulation.

It’s a grim but unsurprising truth, and one plan sponsors should contemplate: the less assets an individual has saved for retirement, the likelier they are to plan to...

Four in 10 Americans age 50 or older plan to take Social Security before full retirement age

For the first time, the desire to reduce fees and expenses outranks underperformance as the most common reason for dropping an investment manager from the plan lineup, according...

A few simple tactics improved employee engagement with DC plans, Bank of America Merrill Lynch finds.

“They fear the unknown. They don’t know how to plan for the unplanned, and they worry that if something unexpected happens, it could have deep and lasting consequences,"...