Rebalancing Can Be an Important Tool for DB Plans During Volatile Market
J.P. Morgan’s proprietary analysis of the 100 largest corporate pensions reveals several lessons defined benefit plan sponsors can learn from last year.
Investing
New Trends in Investing Pushing Greater OCIO Use
The push to create value-aligned portfolios, add annuities to retirement plans, and free up time to focus on other things are reasons for an increased use of outsourced...
Annuities Aren’t the Only Option for Generating Retirement Income
Annuity adoption lags, but there are other ways to help retirement plan participants prepare for income in retirement.
DC Plan Sponsors Should Get Comfortable With Market Volatility
There will always be unpredictable times, and just as participants are told to take a long-term view, so should plan sponsors when selecting and monitoring investments.
OCIOs Can Improve Pension Plan Funding
Plan sponsors that are considering hiring an outsourced chief investment officer should examine its track record and operational qualifications.
Plan Sponsor Roundtable: Retirement Income Is the Outcome
Plan provisions and advice tools can help participants turn their savings into reliable retirement income.
Plan Sponsor Roundtable: DC Plan Investment Menus
Plan sponsors discussed the investment options they chose for their plans and how they determined which were best.
Benchmarking Custom TDFs Is Not an Exact Science
However, there are methods to create a benchmark, and consultants and investment managers should be able to help.
Evaluating ‘To’ vs. ‘Through’ Glide Paths
The goal for account balances and participants’ distribution behavior at retirement can help plan sponsors determine which glide path is right.
A Review of QDIA Regulations
Introduced as part of the Pension Protection Act of 2006, plan sponsors must follow certain rules to get the fiduciary protection that comes from offering qualified default investment...
Real Estate Investments Can Make a Difference in Retirement Savings Accumulation
J.P. Morgan Asset Management says participants with a 10% exposure to real estate can expect a 10% greater ending balance at retirement.
Understanding TDF Glide Paths
Glide paths aren’t just a change in equity and fixed income allocations, there are changes to investment types, too.
Creating an Effective LDI Strategy for 2021
Defined benefit plan sponsors need to look at different tools for making their liability-driven investing strategies more efficient, and they should re-evaluate their glide path triggers.
Active vs. Passive Investing: Understanding the Difference
Knowing how each type of investing works, as well as their advantages and disadvantages, can help retirement plan sponsors construct appropriate investment menus.
Employers Can Expect ESG Guidance From New Administration
Clarification on the final rule is expected at some point in the first half of 2021, experts say.
Deciding Whether an Annuity Is Right for Your Plan Participants
Plan sponsors should look at participant needs to determine whether annuities would be a fit for their plan and, if so, which types of annuities meet those needs.
Rethinking the 60/40 Portfolio
Defined benefit and defined contribution plan sponsors need to adjust the composition of the traditional 60/40 portfolio to meet plan and participant goals, experts say.
Biden Administration Expected to Weigh In on ESG Investments
President-elect Joe Biden’s proposals on climate change and sustainability, indicate it is likely that the new administration will issue guidance on ESG investing in the next four years.
Is Bitcoin Right for Your Pension Plan?
Interest in Bitcoin is growing, and firms are working to make it more accessible, as studies show small allocations into the cryptocurrency can yield favorable results.
What Plan Sponsors Should Consider When Selecting Actively Managed Funds
Performance history is not the best way to choose the right actively managed funds, and fees should be scrutinized.