4% Withdrawal Rule Squeezed by Low Returns
Research from Morningstar finds that a 3.3% starting withdrawal rate is more sustainable given today’s low bond yields and high stock valuations.
Latest News
Expect More Difficulty Obtaining Fiduciary Insurance
Issuers of fiduciary liability insurance are paying close attention to the glut of lawsuits filed in recent years against plan sponsors and fiduciary service providers—and they don’t like...
Benefits |
Workforce Evolution Intensifies Need for Quality Benefits
Research shows employees across all generations view insurance benefits offered at work as more valuable today than before the COVID-19 pandemic.
American Rescue Plan Act Turns Things Around for PBGC Multiemployer Plan Program
For the first time in 20 years, both of PBGC’s insurance programs are reporting positive net financial positions.
Products |
New Provider Partnerships Focus on Collective Plans
Both Transamerica and Fidelity this week announced new collaborations aimed at supporting clients interested in collective approaches to managing their retirement plans.
Huntington Ingalls Settles Lawsuit Over Use of Outdated Mortality Tables
The company has agreed to recalculate monthly benefits for participants and beneficiaries in the ‘legacy’ part of a pension plan.
Products |
John Hancock Retirement Offers Fiduciary Help to Plan Sponsors
Employers can outsource 401(k) plan administration and fiduciary risk through the firm’s partnerships with select TPAs and 3(38) investment management providers.
Institutional Investors Increasingly Including ESG Factors in Portfolios
Asset managers surveyed are also incorporating ESG factors into their investment processes. Meanwhile, a survey of individual investors indicates the use of ESG investments by plan participants could...
Benefits |
Federal Student Loan Forbearance Is Ending, but Many Employees Aren’t Prepared
Experts say employers have an opportunity to help with the financial burdens their workers face as they prepare to start paying their debt off again.
Maximum Benefit and Contribution Limits Table 2022
Maximum Benefit/Contribution Limits for 2017 through 2022, with a downloadable PDF of limits from 2012 to 2022.
Retirement Industry People Moves
WIPN announces 2022 board composition and Aviva Investors adds to global high-yield team.
2021 Best Practices Conference: Understanding ERISA and Fiduciary Fundamentals
Attendees at the virtual conference learned about what it takes to operate a plan that complies with all regulatory responsibilities and protects the employer and its benefits staff...
2021 Best Practices Conference: Outsourcing and What to Expect From Providers
Experts discussed the types of outsourcing available to plan sponsors, from basic 3(16) administration services to full discretionary 3(38) investment management.
DB Plans Can Take Proactive Steps to Protect Against Cybersecurity Threats
What questions should defined benefit plan officials ask about their cybersecurity protocols?
2021 Best Practices Conference: Benchmarking Investments and Fees
Plan sponsors should consider two necessary elements when benchmarking investments. Meanwhile, whether fees need to be benchmarked depends on how they are paid.
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Investment Product and Service Launches
AllianceBernstein expands lifetime income strategy platform; Voya expands suite of target-date solutions; and Hartford Funds announces new semi-transparent ETF.
Mercy Health Agrees to Settle Suit Filed on Behalf of Three Retirement Plans
In addition to a $3.9 million payment, the fiduciaries will retain an independent consultant to review investments and fees.
2021 Best Practices Conference: Managing Your Investment and Retirement Plan Committees
Experts discussed whether plan sponsors should have one or two committees, who should be on the committee(s) and the best approaches for documenting meetings.
HR Professionals Face Daunting Recruiting Challenges
Research shows demand for talent is outstripping supply in some countries and regions, with sectors like hospitality, manufacturing and transportation hit particularly hard.
Rebounding Markets Give DB Plan Funded Status a Boost in October
Improved funded status and a potential interest rate hike ahead signal a time for rebalancing and de-risking for corporate defined benefit plan sponsors.