Americans’ Biggest Financial Worry is Retirement Savings
Younger Baby Boomers and Gen Xers are the most stressed about retirement, a Bankrate.com survey found.
Tag: 401(k)
Half of Pre-Retirees Expect to Return to Work
Their primary reasons are financial and to fight boredom
Just One Above-Normal Trading Day in 401(k)s in June
According to the Alight Solutions 401(k) Index, year-to-date there have been 29 days with above-normal trading activity, suggesting that the...
Hardship Withdrawal Safe Harbor Covers Tuition, But Not Loan Repayments
Plans which permit non-safe harbor hardship distributions could theoretically approve a participant’s hardship distribution request for the repayment of student...
Benefits |
Lessons Learned from PLANSPONSOR HSA Boot Camp
For those learning about HSAs for the first time, one of the keys is to understand there is one set...
Plan Designs, Market Rates Lead to Improved DC Plan Metrics in 2017
“We continue to see the significant impact plan design and financial wellness programs have on participant behavior, as evidenced by...
GWU Tells Court 403(b)s Cannot Be Compared to 401(k)s
In a brief supporting a motion to dismiss a case against George Washington University related to the management of its...
Only 20% of Workers Believe They Are Saving Adequately for Retirement
On top of this, more than three in four worry Social Security could be extinct by the time they retire.
Retirees Say Income Replacement Needed Not As High As Pre-Retirees Think
Half of retirees say they spend less in retirement than they did in their working years.
Retirees Find Creating a Drawdown Strategy Is Complex
"Having a plan in place to manage their finances can help retirees feel confident about spending their assets and address...
DC Plan Participants Largely Stuck With Investments in May
Outflows were primarily from target-date (35%), emerging markets (27%) and company stock (27%) funds, the Alight Solutions 401(k) Index shows.
Brokerage Accounts, Dividends Critical Sources of Retirement Income
Together, they supply 40% of retirees’ income.
Fidelity Finds Little Knowledge About HSAs
Many people are unaware of their triple tax advantages, that balances can be carried forward and that the money can...
Male Millennials Have 34% More Saved Than Their Female Counterparts
The women are also far more risk-averse, PNC Investments learned in a survey.
Opinions |
Barry’s Pickings: The Possibility of a ‘Provider’s ERISA’
Michael Barry, president of October Three (O3) Plan Advisory Services LLC, discusses how the Securities and Exchange Commission’s (SEC)’s broker/investment...
Groups Offer Blueprint for New Social Contract for Retirement
The blueprint calls for nine design features of the new contract.
Procrastinating Retirement Savings Is Americans’ Biggest Financial Regret
That is followed by not saving for an emergency, and taking on too much credit card and too much student...
Income Taxes Follow Participants Into Retirement
Near-retirees broadly worry about future health care costs, the impact of inflation and market downturns—but relatively few are tackling the...
Employees Desire Retirement Education and Coaching
Nearly half would like a digital retirement coach, an Accenture survey found.
Benefits |
Owners and Employees Alike Can Benefit from ESOPs
A new website launched by Principal seeks to help business owners and their advisers talk through the possibilities of creating...