Goldman Sachs: Insurers Bet on In-Plan Income Adoption
Fifteen percent of insurers identified rising in-plan annuity adoption as a major future trend, up from 5% who saw it...
Tag: annuities in defined contribution plans
Benefits |
Defaulting Some DC Plan Assets Into Annuities Could Improve Income in Retirement
Three academics explored a guaranteed payout path involving defaulting retirement assets into annuities.
Benefits |
What Can the DC Universe Learn From Annuities in 403(b) Plans? It’s Complicated
The products are complex for various reasons, but recent regulatory changes and potential demand are expected to continue driving plan...
Products |
Franklin Templeton Partners With Insurer Pacific Life on In-Plan Income Option
A longstanding collaboration leads to a defined contribution managed account with an annuity investing option for participants.
Benefits |
Design Options: Building Strong Retirement Plans
Retirement plan designs that include features and investment options incorporating retirement income into defined contribution plans are a 'good starting...
Benefits |
PSNC 2024: Essential QDIA Considerations
Plan sponsors may need additional time and processes to consider qualified default investment alternatives, as various TDFs, managed accounts and...
Can Participants Access Annuities if They Are Not Offered by the Plan?
Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
More Annuities Could Be Permitted as 401(k) Default if New Bill Passes
Current liquidity rules make it difficult to use an annuity as a QDIA, but new legislation would make it easier...
Benefits |
How Plan Sponsors Can Shift Focus to Decumulation
As most retirees no longer rely on a pension for lifetime income, plan sponsors should be exploring benefits that will...
Interest Grows Among Employers in Retaining Retiree Assets In-Plan
Cost, administrative work and fiduciary duties are all considerations when contemplating changing from traditional retirement plan structures.
Benefits |
Robust Retirement Tiers Can Help Keep Participants In-Plan
Plan sponsors who want to continue serving their retirees need to give them a reason to stay.
Benefits |
Where SECURE 2.0 Comes Up Short
The 2022 law does far more for high earners than low earners, and many provisions may prove difficult to implement.
Women Working With Financial Pros Show Higher Retirement Readiness
According to a LIMRA study, women who work with a financial professional are more than twice as likely to have...
IRI Priorities for 2023 Include Focus On Lifetime Income
The insured Retirement Institute wants regulatory and legislative changes in order to drive greater in-plan use of guaranteed lifetime income...
Annuities Gain Steam as Part of Target-Date Funds
Cerulli retirement research shows consultants favor TDFs with guaranteed income for plan sponsors’ lifetime income options.
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Dated Thinking May Be Holding Back Annuities
Rising interest rates and increased market volatility could drive plan sponsors to take a fresh look at incorporating annuities.
The Growing Interest in Guaranteed Income Options
As employers begin to question the effectiveness of target-date funds as a retirement spending vehicle, interest in guaranteed lifetime income...
Difference Between Annuities and Mutual Funds
Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Employees Don’t Want ‘All or Nothing’ When It Comes to Guaranteed Lifetime Income
Eighty-one percent of respondents to a survey indicate they are at least somewhat likely to prefer a retirement plan that...
Annuity Interest Grows Among Workers
Plan sponsors are also feeling a sense of responsibility in offering guaranteed lifetime income products.