Can Participants Access Annuities if They Are Not Offered by the Plan?
Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Tag: annuities in defined contribution plans
More Annuities Could Be Permitted as 401(k) Default if New Bill Passes
Current liquidity rules make it difficult to use an annuity as a QDIA, but new legislation would make it easier...
Benefits |
How Plan Sponsors Can Shift Focus to Decumulation
As most retirees no longer rely on a pension for lifetime income, plan sponsors should be exploring benefits that will...
Interest Grows Among Employers in Retaining Retiree Assets In-Plan
Cost, administrative work and fiduciary duties are all considerations when contemplating changing from traditional retirement plan structures.
Benefits |
Robust Retirement Tiers Can Help Keep Participants In-Plan
Plan sponsors who want to continue serving their retirees need to give them a reason to stay.
Benefits |
Where SECURE 2.0 Comes Up Short
The 2022 law does far more for high earners than low earners, and many provisions may prove difficult to implement.
Women Working With Financial Pros Show Higher Retirement Readiness
According to a LIMRA study, women who work with a financial professional are more than twice as likely to have...
IRI Priorities for 2023 Include Focus On Lifetime Income
The insured Retirement Institute wants regulatory and legislative changes in order to drive greater in-plan use of guaranteed lifetime income...
Annuities Gain Steam as Part of Target-Date Funds
Cerulli retirement research shows consultants favor TDFs with guaranteed income for plan sponsors’ lifetime income options.
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Dated Thinking May Be Holding Back Annuities
Rising interest rates and increased market volatility could drive plan sponsors to take a fresh look at incorporating annuities.
The Growing Interest in Guaranteed Income Options
As employers begin to question the effectiveness of target-date funds as a retirement spending vehicle, interest in guaranteed lifetime income...
Difference Between Annuities and Mutual Funds
Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Employees Don’t Want ‘All or Nothing’ When It Comes to Guaranteed Lifetime Income
Eighty-one percent of respondents to a survey indicate they are at least somewhat likely to prefer a retirement plan that...
Annuity Interest Grows Among Workers
Plan sponsors are also feeling a sense of responsibility in offering guaranteed lifetime income products.
In the Future, the Bias Will Likely Be for Annuities
For now, sources say there needs to be more education and a change of thought to help 401(k) plan sponsors...
New Trends in Investing Pushing Greater OCIO Use
The push to create value-aligned portfolios, add annuities to retirement plans, and free up time to focus on other things...
What Are Surrender Fees?
Experts from Groom Law Group and Cammack Retirement Group answer questions concerning retirement plan administration and regulations.
Plan Sponsors Aren’t Warming Up to Provisions of the SECURE Act
Very few are interested in joining a PEP, and obstacles remain before sponsors will add annuities to their DC plans.
Deciding Whether an Annuity Is Right for Your Plan Participants
Plan sponsors should look at participant needs to determine whether annuities would be a fit for their plan and, if...
Expect a Rise in Annuity Engagement
A different perspective post-COVID-19 will make guaranteed income more attractive to retirement plan sponsors and participants.