Data and Research

Defined contribution plan sponsors are rethinking investments, but not much interested in annuities, T. Rowe Price finds.

Research from Vanguard supports the continuation of rethinking decisions about company stock offerings in defined contribution plans.

The study shows more Americans are focusing on emergency savings accounts rather than long-term goals, including retirement. 

However, the top quintile will pay 11%, according to the Center for Retirement Research at Boston College.

They are also giving serious thought to implementing emergency savings features and allowing participants to choose between a variety of benefits, Willis Towers Watson found in a survey.

Consultants underscore the need to focus on outcomes, and a successful path forward relies on designing DC plans to help participants meet future retirement income needs.

More employers are emphasizing employee needs as they look to the new year, Mercer says.

The study from EBRI and Greenwald Research also found that employees are increasingly interested in retirement education or advice.

However, researchers find that to maintain the best after-fee returns, pensions should carefully consider which managers to eliminate.

The programs proved to be quite effective in allaying retirement plan participants’ fears about market volatility.

A third are planning changes to their retirement date, with the majority planning to delay it.

Simply put, the strategy prescribes lowering spending following market declines to help preserve the balance of a portfolio, which, ostensibly, stands to benefit from market rebounds, Vanguard says.

Actions detrimental to employees’ long-term financial security have increased 50% since April, and illustrations show the effect of some of those actions on account balances at retirement.

The agency could see a premium income loss of $196 million for the 2019 premium payment year, but certain trade-offs make it hard to tell if the PBGC’s...

This threatens older workers' retirement security, says a report from The New School, in which it makes policy suggestions.

Plan sponsors can address all components needed to help employees feel financially secure in employer financial wellness programs and education.

New data published by Wells Fargo suggests the COVID-19 pandemic has driven some workers even further behind their retirement savings milestones, while others continue to voice confidence in...

A worker’s commitment to saving for retirement tends to snowball and build on itself, such that access to both a traditional 401(k) and a stock purchase plan drives...

Plan sponsors using an outsourced chief investment officer have more diversified asset classes and a mix of active and passive investment options in their fund lineups, PGIM research...

The latest information about supplemental executive retirement plans, and insights about plan trends, can be found in the Newport/PLANSPONSOR 2020 Executive Benefit Survey report.