(b)lines Ask the Experts – Forfeiting Missing Participant Balances
February 5, 2013 (PLANSPONSOR (b)lines) – “We have had difficulty locating participants in our 403(b)plan who have not kept their addresses up to date with us.
Voices
Survey Says: Education About Finances
February 4, 2012 (PLANSPONSOR.com) - We recently covered a survey in which a majority of retirement plan participants who responded said they learned about finances from their parents....
Opinions |
From Reading Tea Leaves to Reading a Roadmap
February 1, 2013 (PLANSPONSOR.com) - Reading tea leaves has become an art for 403(b) plan sponsors looking to keep their plans compliant in the wake of the final...
Opinions |
Little Known Facts about Retirement Plan Investing
January 31, 2013 (PLANSPONSOR.com) - In building or changing your investment array, it is important to look below the surface to the underlying characteristics of the funds you...
SURVEY SAYS: From where did you learn about finances?
January 31, 2013 – We recently covered a survey in which a majority of retirement plan participants who responded said they learned about finances from their parents.
Opinions |
SECOND OPINIONS: Employer Shared Responsibility Requirements Proposed Regs – Part II
January 30, 2013 (PLANSPONSOR.com) - Treasury and the IRS recently published proposed regulations (78 Fed. Reg. 217 (January 2, 2013)) and new question and answer guidance on the...
(b)lines Ask the Experts – Fee Disclosure Deadlines in 2013
January 29, 2013 (PLANSPONSOR (b)lines) – “I work for a 403(b) plan sponsor who is attempting to piece together a calendar of critical due dates for 2013.
SURVEY SAYS: Super Bowl XLVII
January 28, 2013 - The Baltimore Ravens and the San Francisco 49ers are headed to Super Bowl XLVII.
Opinions |
The Increased Availability of Roth In-Plan Conversions
January 25, 2013 (PLANSPONSOR.com) - The American Taxpayer Relief Act of 2012 included a provision liberalizing in-plan Roth conversion rules for qualified plans, 403(b) plans and eligible governmental...
SURVEY SAYS: Which team do you want to win the Super Bowl?
January 24, 2013 – The Baltimore Ravens and the San Francisco 49ers are headed to Super Bowl XLVII.
Opinions |
Considerations When Selecting a Plan Provider
January 23, 2013 (PLANSPONSOR.com) - If only designing the best retirement plan to offer your employees were as easy as it sounds.
SURVEY SAYS: Oscar Best Picture Nominees
January 22, 2013 – Last week, I asked NewsDash readers, which best picture nominees have you seen and which do you think should win the Oscar?
(b)lines Ask the Experts – Monitoring Deferral and Catch-Up Limits
January 22, 2013 (PLANSPONSOR (b)lines) – “In 2013, I am aware that the elective deferral limits to a 403(b) plan under IRC Section 402(g) are $17,500 for pre-tax...
Opinions |
Developing a Participant Education Strategy
January 18, 2013 (PLANSPONSOR.com) - Resolutions are abound this New Year—many of which are financial in nature and involve decisions to save more, spend less and move forward...
SURVEY SAYS: Which Best Picture Nominees Have You Seen?
January 17, 2013 - The nominees for the 85th annual Academy Awards, which airs on ABC on February 24, have been announced.
Opinions |
SECOND OPINIONS: Employer Shared Responsibility Requirements Proposed Regs – Part I
January 16, 2013 (PLANSPONSOR.com) - Treasury and the IRS recently published proposed regulations (78 Fed. Reg. 217 (January 2, 2013)) and new question and answer guidance on the...
(b)lines Ask the Experts – Correcting Excess 2012 Deferrals
January 15, 2013 (PLANSPONSOR (b)lines) – “We discovered today that we have a participant in one of our retirement plans who deferred in excess of the $17,000 elective...
SURVEY SAYS: Increasing Salary Deferrals
January 14, 2013 – Last week, I was curious to see if those of us in the industry are following the advice we give participants to increase salary...
SURVEY SAYS: Do you plan to increase deferrals in 2013?
January 10, 2013 - We in the industry encourage defined contribution plan participants to increase their salary deferrals each year, and an increasing number of plans automatically do...
(b)lines Ask the Experts – Taxation for Beneficiaries Younger than 59½
January 8, 2013 (PLANSPONSOR (b)lines) – “A participant in our retirement plan recently died and she was not married, so her daughter was the beneficiary. The daughter is...