LocationSt. Louis, MO
Asset Size>$1B
Number of Participants10,000 or More Participants
BusinessUtilities
Participation rate91%
Avg. deferral rate10.8%
No. of funds offered12
Investment ReviewQuarterly
True-up featureYes
Match Vesting PeriodImmediate
EligibilityImmediate
Default deferral rate6%
Default investmentInstitutional TDF
Auto-escalationOpt-out
Systematic withdrawalsYes
Fee equalizationYes
Match Rate75% of first 6% of salary
% receiving full match86% – 92%
Max Employer Contribution4.5%
  
Financial education: 
Saving/budgetingx
Investing strategiesx
College saving  
Credit/debt mgt  
Tax/estate planning  
Retiree health costs/savings options  
  
RecordkeeperFidelity Investments
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