SEMCO Energy
| Location | Port Huron, MI) |
| Asset Size | >$100MM – $200MM |
| Number of Participants | 500 – 999 Participants |
| Business | Oil & Gas/Energy |
| Participation rate | 88% |
| Avg. deferral rate | 9.5% |
| No. of funds offered | 14 |
| Investment Review | Quarterly |
| True-up feature | Yes |
| Match Vesting Period | Immediate |
| Eligibility | Immediate |
| Default deferral rate | 5% |
| Default investment | Retail TDF (active) |
| Auto-escalation | Opt-in |
| Systematic withdrawals | Yes |
| Fee equalization | Yes |
| Match Rate | 80% match of first 5% of salary |
| % receiving full match | >75% |
| Max Employer Contribution | 8.0% |
| Financial education: | |
| Saving/budgeting | x |
| Investing strategies | x |
| College saving | x |
| Credit/debt mgt | |
| Tax/estate planning | |
| Retiree health costs/savings options | x |
| Recordkeeper | T. Rowe Price |
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